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Featured Frequent Flyer Credit Card. Those who love to travel can maximise their Qantas frequent flyer points earning with the ANZ Frequent Flyer which features a high earn rate of up to 1.5 points earnt per $1 spent on everyday ...
Featured Frequent Flyer Credit CardThose who love to travel can maximise their Qantas frequent flyer points earning with the ANZ Frequent Flyer which features a high earn rate of up to 1.5 points earnt per $1 spent on everyday purchases. Also with 2 cards on the one account you can ensure that every purchase you make contributes towards earning Qantas Frequent Flyer points.
There are a number of advantages to having a credit card at hand when you are overseas. You can use the card no matter which country you are in. You don’t have to keep changing currencies. You don’t need to carry a lot of cash around, and should you be unfortunate enough to lose your card, they are a lot easier to replace than money.
You also have the peace of mind in knowing that most cards are covered by liability guarantees, which mean if any amounts show on your card that weren’t authorised by you, they do not get charged to your account. If you see a transaction appear on your statement that you haven’t approved, you need to contact your provider immediately, explain the situation, and as long as you were not responsible or aware of the purchase you are not liable.
Many credit cards today will offer (as part of their service complimentary) travel insurance. At one stage this would only have been available to gold card members, but due to the increasing popularity of both credit cards and frequent travellers, complimentary travel insurance is often included. Usually this covers tickets and occasionally hotel rooms that have been purchased through the credit card. Check before using the card to see if there are any restrictions such as a minimum spend on the credit before the insurance can be used.
Frequent travellers should be aware that credit cards can incur some charges such as an overseas use charge. Should you use your credit card to make a cash withdrawal at an ATM, you will find you are charged a higher interest rate.
You will find that certain credit cards are promoted as being ideal for the frequent traveller and will include features suited to being overseas. You will need to be alert to transactions fees incurred whilst overseas as these can accumulate rapidly if not monitored.
When planning your next trip it might be worthwhile looking at worldwide purchase insurance and travel insurance. The majority of reward programs offered on a credit card are for use locally, but there are some with options not restricted to just Australia.
The St.George Vertigo MasterCard is a good credit card option if you want a card that is going to offer great value with a competitive purchase rate, balance transfer offer and a low annual fee.12.74%21.49%2.
The ANZ Low Rate MasterCard is a great no-frills credit card offer with a competitive annual fee, and a 2.9% for 12 months balance transfer rate. The low interest rate on purchases makes it a great low interest credit card.13.49%21.74%2.
Download our FREE e-book normally valued at $24.95. Find out how you can save hundreds to thousands of dollars on your credit cards via balance transfers.
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